Brownie Points

When it comes to checking accounts you have hundreds of options. But there's hardly any out there that are worthy of being called a smart financial move, in and of itself. Getting Points Checking, however, is the exception.

Here's why opening Points Checking is a smart financial move. When you're ready to become a member, stop by our branch.
 Brownie Points send brownie points brownie pointers Points West Credit Union
Brownie Points

Only Three Requirements
That means there's a slim-to-no chance you'll get fee'd.

  1. Sign up for e statements
  2. Make monthly direct deposits of at least $800
  3. Get a debit card

Massive Requirements
That means there's an awfully good chance you'll get fee'd if you don't meet them.

(Way too many to list here. Ask around, and you'll see what we mean.)

 
Brownie Points

Monthly CD Specials to Increase Savings
We decided to put the interest we could've given you in the checking account within an exclusive CD instead.

It's a smarter financial move to keep your excess funds in a separate CD, curtailing frivolous spending.

High Propensity to Spend Savings
Because any interest you make on this account is available to use, the likelihood of spending what you're trying to save is high.

(Not good for those of us who like to stick our hands in the cookie jar.)
Brownie Points

Points-Based Rewards for Loyalty
Every time you open a Point West CD or loan, you can:

  • Increase virtually any CD rate by .25% APY*
  • Reduce loan rates by .25% APR
  • Combine with Point West Points for up to a .50% increase on CD or reduction on loan**

No Rewards for Loyalty
Cookies, maybe?
Brownie Points

          

 
* APY = Annual Percentage Yield; APR = Annual Percentage Rate. Membership is required, terms and conditions apply. Points discounts do not apply to 1st Mortgage or VISA loans. Insured by the NCUA. 2-1-09. ** .50% APY increase on CDs; .50% APR decrease on loans